I just reread the entire first page and NOBODY answered!!! This is a PA thread so there is no need for "depends on which state you're in" comments! They asked in a specific forum for PA if it was in the general discussion thread then maybe but not here! The first answer should have been "NO" - then a discussion is fine but to get a REAL answer one has to read several pages of "discussion" :-(
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in addition, since you want to persist on being a net nanny, could you stop spamming the forum with this tag line! TURN THE AUTO SIGNATURE OFF!!