I've been riding for 45 years, still do. You don't quit riding because you get old, you get old because you quit riding. Like everyone else I've had some pretty hairy experiences, such is life. Much like my bike, I'm built for speed, not comfort. The only thing that I can honestly say that I've never been accused of is going too slow. I live in Arizona, so I have to ask, what's a helmet?
What an AWESOME line! And so true!
We went on the Laughlin run every year when we lived in So Cal. Laughlin was alright, but not being gamblers, we'd get set up in the hotel, get the show-scooters set up in the judging line, and then head across the river so we could ride with our hair in the non-existent breeze. I think we did Laughlin like 6 or 7 years in a row. Up until the last year we went ('91 I think), CA didn't have a helmet law, so it wasn't quite as urgent that we get across the river to have some true freedom, but we still hung out there a lot more than in Laughlin.
I've only ever had a couple of scary things happen on a scooter (I know - two kinds of bikers; those that have gone down, and those who are going to. So far, I remain in the latter group
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The other was just an accident. Coming around Memphis on the bypass, heading back home from Sturgis in '03 in a pack of 40 scooters, a flatbed lost one of those giant rolls of sheet-steel right in front of us. Three bikes hit it, and 5 other bikes hit each other trying to avoid it. All of them went down hard, but my wife on her bike and me on mine, got around the whole mess unscathed. No one died, but 4 riders were critically injured and spent weeks each in a Memphis hospital.
Other than that, I've had upwards of 300K pain-free and fear-free miles in the saddle. I always wonder what kind of magnetism it is that attracts trouble to people like described in the OP, because to hear them tell it, they never seem to have it comin'.
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Blues