The fanny pack seems like a good idea. But, if I put myself into the bad guy's mind.... I might try to grab the fanny pack first, thinking that there might be a wallet, cash, credit cards, or something else of value inside of it. People do carry more than just tissues and lip gloss inside of them. They also carry nice concealed guns in some of them. In this particular situation, in my opinion, fanny packs seem good and bad at the same time. Easier to carry, but it may end up being the first thing that the crook tries to grab off of your body, then you are unarmed. The element of surprise, as well as being stunned by hitting the ground, may give the BG just enough advantage to grab that pack right off of you before you know what hit you. Just my 2 cents.