Carrying without a holster is a bad idea, IMHO. I carried a Taurus .380 in my front pocket without a holster (that was before I knew better) and when I came home from wherever I was, I pulled the gun out of my pocket to put it on the counter and one of my car keys was through the trigger guard. If I had pulled my keys out of my pocket first, that car key could have pulled the trigger and caused a problem of some sort. Besides the safety issue, dirt and lint and debris is in your pockets, do you really want all that garbage up the barrel, etc?