Is it a good idea to buy insurance from the NRA or USSCCA for example?
And, how does one find a lawyer in the event of a self defense situation? Having one on a retainer can be expensive. So many forums say after the police leave call your lawyer. Your thoughts.
Is it a good idea to buy insurance from the NRA or USSCCA for example? And, how does one find a lawyer in the event of a self defense situation? Having one on a retainer can be expensive. So many forums say after the police leave call your lawyer. Your thoughts.
And that’s why I was extremely careful when I chose which insurance company to underwrite the USCCA Self-Defense SHIELD. The good news is that since the very beginning of USCCA Self-Defense SHIELD history (over three years), our insurance underwriting partner has NEVER denied a USCCA member self-defense claim.
I love their insurance website:
Link Removed
Notice anything missing form their webpage amongst all their advertising gimmicks? Where is there any evidence that anyone has ever actually filed a claim with the insurance and it saved them expenses at least equal to the premiums? Not a single item on their webpage makes any claim that they have actually paid anyone's expenses. Why is that?
For example, this from their website:
I have never denied a self-defense insurance claim either....
The reason why you don't see any real-life customers that successfully used this insurance paraded on their Web site may be that these customers want to protect their privacy and may not want to publicly talk about a self-defensive shooting based on the advise of their lawyer. After all, this is a gun forum and I don't see anyone publicly posting about their recent self-defensive shooting either. However, I understand your complaint. Insurance is in this type of business. An Internet gun forum is not.
Disclaimer: I am a USCCA member, for now, as I know from personal experience how expensive lawyers are.
Again.....is there any evidence to suggest that any of these insurance companies have actually laid out any significant amount of money to defend someone?
Something else that may provide coverage is your homeowners insurance. If you have a policy, you can include liability coverage. In addition, you may be able to add an umbrella liability policy with quite high limits for very reasonable prices.
IF they paid claims why can't they advertise "We have paid $100,000 is self-defense claims in 2014 alone!" Probably because they haven't actually paid any claims or the amount is so low that it wouldn't look good to include it in all their scary "facts".
Interesting... I googled to try to find out how much Allstate or State Farm has paid out in either auto or homeowner claims and there's very little info. All that comes up from a search is stuff on how to file a claim.
Insurance co's are notorious for paying as little as possible, but you would think you could find something.