Hamilton,
I agree with you. There were many excellent firearms during the 19th Century and the people that carried them practiced routinely and fired these weapons to defend themselves. Regardless, I maintain that it's more prudent to carry the most accurate, dependable and powerful firearm that is currently available.
A five year FBI study conducted by The Force Science Research Centerentitled "Law Enforcement Involved Shootings- Research on Circumstances" revealed the following about the violent criminals in America.
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Among other things, the data reveal that most would-be cop killers:
Criminals often show signs of being armed that officers miss; have more experience using deadly force in "street combat" than their intended victims;
Criminals practice with firearms more often and shoot more accurately. Studies show that many criminals have been "packing" a gun since their early teens.
Criminals have no hesitation whatsoever about pulling the trigger and many have been in more gunfights than the cops (or certainly law abiding civilians).
"If you hesitate," one told the study's researchers, "you're dead. You have the instinct or you don't. If you don't, you're in trouble on the street.."
This is the link to a reprint of the article:
Law Enforcement Involved Shootings Research On Circumstances - Patriot Action Network
My point is simply that the bad guys routinely get the jump on some of the best trained law enforcement professionals in the country. Civilians need to be just as prepared and vigilant as cops in protecting themselves and their loved ones. I believe that part of being prepared is carrying the best firearm that you can afford and learning how to use it proficiently.