You Sigline says "NRA member"--check with them first. NRA offers several types of coverage for gun owners.Where I can find a insurance company for a injury person and for a lawyer?
If something is happen to you got shot or you shot to a person, and taken person to the hospital. You need a insurance company for the medical insured. If a bad guy sued you to court, is there a insurance company can covered for the lawyer's fee.
Also.. better grammar would get more responses. I'm still not sure what you asked.
:to_pick_ones_nose:
The U.S. Third Circuit Court of Appeals has ruled that a man’s drunkenness did not render his attempted shootings of a woman accidental and therefore did not trigger coverage under either his homeowners policy or his personal umbrella liability policy under Pennsylvania law.
The court sided with State Farm Fire & Casualty in denying coverage to Dr. Thomas Mehlman for his March 2005 attempted shootings of Maria Iacono. Iacono survived as the multiple shots fired at her by Mehlman all missed but Mehlman killed himself after the attempts. Iacono then sued Mehlman’s estate, which sought to have his insurance policies pay.
The appeals court concluded that despite Mehlman's intoxication, Iacono’s alleged injuries were not caused by an accident so there was not an “occurrence” under the homeowners policy or a “loss” under the umbrella policy. State Farm did not owe a duty to defend or indemnify Mehlman under either policy.
“Mehlman’s alleged actions demonstrate that he had an unmistakable intent to cause harm to Iacono. Damages resulting from a violent assault with a deadly weapon are exactly the type of injury against which insurance companies are not and should not be expected to insure,” the appeals court stated.
C. Defense of Criminal Charges or Criminal Proceedings
We shall have no obligation to provide a defense or to reimburse the “insured” for any costs or expenses incurred in connection with the investigation or defense of any criminal charges or criminal proceedings against the “insured”. However, subject to all of the terms, conditions and exclusions of this policy, we will reimburse the “insured” up to the Limit of Liability stated on the Declarations, for the reasonable and necessary costs and expenses incurred in connection with the investigation and/or defense of any criminal charge or criminal proceeding caused by or arising out of the use of a “legally possessed firearm” providing both:
1. the “insured” pleads not guilty; and
2. the criminal charge or criminal proceeding is either dismissed or the “insured” is acquitted.
If both of the above conditions C.1 and C.2 are fulfilled and reimbursement is made under this Insuring Agreement, reimbursement of the reasonable and necessary costs and expenses incurred in connection with the investigation or defense of any criminal charges or criminal proceedings shall be part of not in addition to the Limit of Liability stated on the Declarations. Thus, payment of such costs and expenses will erode and may exhaust the Limit of Liability provided by this policy.
... (2) When a person charged with a crime listed in subsection (1) of this section is found not guilty by reason of self-defense, the state of Washington shall reimburse the defendant for all reasonable costs, including loss of time, legal fees incurred, and other expenses involved in his or her defense. This reimbursement is not an independent cause of action. To award these reasonable costs the trier of fact must find that the defendant's claim of self-defense was sustained by a preponderance of the evidence. If the trier of fact makes a determination of self-defense, the judge shall determine the amount of the award ...
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