I very much appreciate so many of you taking time to offer good suggestions for concealed carry with suspenders and no belt. And what a variety of options you came up with! All good and some really unique. A couple of you were curious about why the P238. I prefer single action, having shot single-action-only for more than 45 years. I've got a lot of muscle memory built up and am not going to mess with it at this stage in my life. All of my other pistols are single action and I just don't want to have to stop and think which pistol I'm using in a crisis. Also, I've shot a variety of double action pistols recently and find that I really prefer a single action trigger. Nothing wrong with double action, just not my cup of tea.
The cell phone holster, passport holder approach, SmartCarry, T-shirt holster and Desantis holsters are all appreciated suggestions and I'll explore each. I particularly appreciate the time and effort Doc Mustang put into describing the LBE rig. Much appreciated and I will explore that too, probably will look around for suspenders that attach at 6 points instead of the present 3-point models I'm using. Probably would spread the load better.
Old Zebra, I share your concern about the pants riding up while drawing from a pocket holster. I have an unpleasant vision of doing a pocket draw with adrenalin pumping and giving myself the mother of all wedgies! Just in case I didn't live through it I wouldn't want a coroner standing there later saying, "Man, would you look at that wedgie!"
Thinking about the inside the waistband and Tshirt type holsters it occurs to me it might be useful to experiment with fake buttons on the lower half of one of my dress shirts. Say, maybe, permanently sewn-on buttons and hidden velcro closures. Should be workable, especially when it's camouflaged by a tie. Might be a lot better than trying to drag a long shirttail out of the waistband, especially with suspenders in the way. Wish I could carry open at the office as one of you suggested but I don't think it would send the right message to clients.
I appreciate the good report on the SmartCarry holster; I think I'll start with that option since they have such a generous return policy.
Again, thanks to you all for taking the time to make great suggestions.
Regards,
SmokinLawyer