Picked up a Keltec PF9 in July, been carrying that in a Galco pocket holster, two mags of 124gr +P JHPs. I used to summer carry a Ruger SP101 in .357, just sold it to pay for an Arsenal AK-74. When I can wear a jacket, I have a lot more options. Kimber 10mm 1911, ParaOrdnance P16-40, or 9mm CZ-75b.
On a side note, if things really get out of hand (riots, zombies, etc), I will carry a rifle. Rifle > handgun any day of the week!
My EDC is a Beretta 96 in a Whit Hat Max Tuk holster loaded with Hornady Critical Defense. Really not the gun I want for ease of concealment but I do have my eye on a few 9mm compacts that are on the wish list.