I've already made up my mind that eventually I would like to own three handguns for CCW use. I already own a Springfield XD 45 Service model. While the XD is an awesome handgun and I love shooting it, I would like something smaller to carry during the summer months. I've got my eyes set on a Kahr PM9 and a Micro Desert Eagle. The idea is that I will carry the XD during the winter, carry the PM9 on a pretty much daily basis, and carry the DE when I absolutely have to go light. It could also serve as a grab and go gun to throw in my pocket. My problem now is that we are headed into summer weather (already there in Vegas) and I don't own a handgun small enough to reasonably conceal with just a t shirt and shorts. This may be an unorthodox approach but I've decided I am not going to change my clothes for my guns but rather change guns according to how I dress. I don't want to have to wear more clothes just because I don't have a small enough gun. My idea is that I will grab the biggest gun I own that I can conceal under what I decide to wear. With limited funds I am not able to buy both at the same time, as much as I would like to. I am trying to figure out which one to buy now. I am ready to buy as soon as I decide; I've just been contemplating this for about a month now and wanted an outside opinion.