mrjam2jab
New member
Just do it. As stated above, the law makes exception for those who have a CPL.
Just my opinion....7 of the 8 locations prohibited by shouldn't be...since they are all PRIVATE entities....
Open carry in bank
- Thread starter missoak
- Start date
Just do it. As stated above, the law makes exception for those who have a CPL.
Just my opinion....7 of the 8 locations prohibited by shouldn't be...since they are all PRIVATE entities....
There is NO statute in Michigan that makes it illegal for a CPL holder to conceal carry in a bank! If a person has a CPL, it IS legal for them to carry in a bank, openly or concealed!
The applicable statute is MCL 750.234d:
Michigan Legislature - Section 750.234d
localgirl
New member
Cheeseandcrackers. The carry laws are seriously confusing.
I have a Utah permit, and took my class in Washington. The instructor told us that basically the only places you cannot carry are those owned by the government--post office, courthouse, etc.; as well as public schools.
He said anything else is fair game, and that if "No Weapons" is posted you should respect that, as in most cases these places are privately owned or leased, and if you are confronted, you can be cited for trespassing.
For what it's worth, my bank has a sign on the front door that says "No Display of Weapons," which leaves you open to carry concealed, and keeps the tellers from getting jumpy if they see a gun.
I have a Utah permit, and took my class in Washington. The instructor told us that basically the only places you cannot carry are those owned by the government--post office, courthouse, etc.; as well as public schools.
He said anything else is fair game, and that if "No Weapons" is posted you should respect that, as in most cases these places are privately owned or leased, and if you are confronted, you can be cited for trespassing.
For what it's worth, my bank has a sign on the front door that says "No Display of Weapons," which leaves you open to carry concealed, and keeps the tellers from getting jumpy if they see a gun.
Really? Post the statute. Bet you can't. I challenge everyone who says concealed carry is illegal in a bank in Michigan with a CPL to post the statute.
Austin Lee Tyler
New member
Michigan law states CC in a bank is illegal, OC carry in a bank is legal as long as you have a valid residential CPL of any state, no signs saying no weapons and its not a federal bank. Remember there is two separate excerpts of laws one that pertains to CC and OC. MCL 28.425o is for CC and MCL 750.234d is for OC. Here is some helpful links:
Michigan Legislature - Section 28.425o
Michigan Legislature - Section 750.234d
http://www.michigan.gov/documents/msp/MSP_Legal_Update_No._86_2_336854_7.pdf
Michigan Legislature - Section 28.425o
Michigan Legislature - Section 750.234d
http://www.michigan.gov/documents/msp/MSP_Legal_Update_No._86_2_336854_7.pdf
Austin Lee Tyler
New member
CC in a bank is illegal in Michigan
Michigan Legislature - Section 28.425o
Michigan Legislature - Section 28.425o
CC in bank in Michigan
Missoak: I live in Michigan and I have a CPL, but I am not a lawyer so take all that into account when reading my post....
I am in agreement with NavyLT: I have not been able to find any STATUTE indicating that concealed carry in a bank is illegal.
It is my understanding that you should apply the following when deciding if you can concealed carry your weapon into an establishment/business/building:
1) MSP Pistol Free Area list (see MSP - Pistol Free Areas) which rules out the places #1-9 as well as any building used for official court purposes.
2) Federal Law restricts the presence of firearms--concealed or openly carried--in federal facilities as per Link Removed under the section entitled INFORMATION FOR CPL HOLDERS (excerpt below)
This would rule out post offices, federal courts, and the 12 Federal Reserve Banks as listed here: Federal Reserve Bank - Wikipedia, the free encyclopedia
Note: It would be very unusual for any of us to do our "banking" at any of these federal reserve bank facilities....
3) comply with any "no guns allowed" signage on private property
I believe that the confusion arises from the moniker "Federal Reserve Bank." Regular banks like Chase, TCF, Fifth Third, etc are NOT federal facilities. The people who work there are NOT government employees. Therefore, regular banks would fall under the category of PRIVATE PROPERTY and would have to either post a sign indicating "no guns allowed" or TELL YOU that they do not want you to carry on their premises.
I bank with about 5 different banks (for geographic convenience). I have never had a problem with any of them, but I have also never indicated to anyone in any bank that I am carrying a weapon. Since my weapon is CONCEALED, I see no reason to bring it to anyone's attention.
I think if you follow the guidelines set forth by the MSP, the Federal Law notation, and be watchful of "no guns allowed" signage at all entryways, you will be just fine.
I hope that this helps,
Missoak: I live in Michigan and I have a CPL, but I am not a lawyer so take all that into account when reading my post....
I am in agreement with NavyLT: I have not been able to find any STATUTE indicating that concealed carry in a bank is illegal.
It is my understanding that you should apply the following when deciding if you can concealed carry your weapon into an establishment/business/building:
1) MSP Pistol Free Area list (see MSP - Pistol Free Areas) which rules out the places #1-9 as well as any building used for official court purposes.
2) Federal Law restricts the presence of firearms--concealed or openly carried--in federal facilities as per Link Removed under the section entitled INFORMATION FOR CPL HOLDERS (excerpt below)
2. Are there any places where I may not carry a concealed pistol?
MCL 28.425o Anyone licensed to carry a concealed pistol from Michigan or another state shall not carry a concealed pistol in any of the pistol free zones. For a complete list, please see: Pistol Free Areas . Under Federal law, firearms are also restricted in federal facilities. A federal facility means "a building or part thereof owned or leased by the federal government, where federal employees are regularly present for the purpose of performing their official duties." This includes facilities such as post offices and federal courts.
MCL 28.425o Anyone licensed to carry a concealed pistol from Michigan or another state shall not carry a concealed pistol in any of the pistol free zones. For a complete list, please see: Pistol Free Areas . Under Federal law, firearms are also restricted in federal facilities. A federal facility means "a building or part thereof owned or leased by the federal government, where federal employees are regularly present for the purpose of performing their official duties." This includes facilities such as post offices and federal courts.
This would rule out post offices, federal courts, and the 12 Federal Reserve Banks as listed here: Federal Reserve Bank - Wikipedia, the free encyclopedia
Note: It would be very unusual for any of us to do our "banking" at any of these federal reserve bank facilities....
3) comply with any "no guns allowed" signage on private property
I believe that the confusion arises from the moniker "Federal Reserve Bank." Regular banks like Chase, TCF, Fifth Third, etc are NOT federal facilities. The people who work there are NOT government employees. Therefore, regular banks would fall under the category of PRIVATE PROPERTY and would have to either post a sign indicating "no guns allowed" or TELL YOU that they do not want you to carry on their premises.
I bank with about 5 different banks (for geographic convenience). I have never had a problem with any of them, but I have also never indicated to anyone in any bank that I am carrying a weapon. Since my weapon is CONCEALED, I see no reason to bring it to anyone's attention.
I think if you follow the guidelines set forth by the MSP, the Federal Law notation, and be watchful of "no guns allowed" signage at all entryways, you will be just fine.
I hope that this helps,
Yosimite sam
New member
I do have a permit to carry,and I probably can OC in the bank without any legal problems,I would be afraid an itchy fingered security guard mistaking me for a threat to there security.
This is also "code michigan":
Once again, there is NO statute that causes it to be illegal in Michigan for a person with a CPL to open carry or concealed carry in a bank.
mrjam2jab
New member
Do banks actually have guards at the doors? I've never seen that except in the movies...maybe I just don't get out enough
And if they do have a guard there, I'll bet he/she isn't armed. Banks are private entitities that carry property insurance on their buildings. The money at the bank in insured by FDIC. I guarantee that the private bank corporation isn't going to pay their insurance company what would be required to have armed employees there because of the liability of that employee shooting someone. They have no reason to protect the money because FDIC will cover it anyway.
Yosimite sam
New member
Legal or not, I don`t like to take those kinds of chances.The security guard might be having a particularly bad day.
Profisher777
New member
This is the law copied from Michigan State police website
MSP - Pistol Free Areas
Pistol Free Areas
Individuals licensed to carry a concealed pistol by Michigan or another state are prohibited from carrying a concealed pistol on the following premises:
Schools or school property but may carry while in a vehicle on school property while dropping off or picking up if a parent or legal guardian
Public or private day care center, public or private child caring agency, or public or private child placing agency.
Sports arena or stadium
A tavern where the primary source of income is the sale of alcoholic liquor by the glass consumed on the premises
Any property or facility owned or operated by a church, synagogue, mosque, temple, or other place of worship, unless the presiding official allows concealed weapons
An entertainment facility that the individual knows or should know has a seating capacity of 2,500 or more
A hospital
A dormitory or classroom of a community college, college, or university
A Casino
"Premises" does not include the parking areas of the places listed above.
A pistol is subject to immediate seizure if the CPL holder is carrying a pistol in a "pistol free" area. The pistol is only subject to seizure if the holder is carrying it concealed. The following penalties may also be imposed:
First offense: State Civil Infraction, $500 fine, CPL permit suspended 6 months
Second offense: 90-day misdemeanor, $1000 fine, CPL permit revoked
Third and subsequent offenses: 4-year felony, $5000 fine, CPL permit revoked
Furthermore, effective March 29, 2001, per Administrative Order 2001-1 of the Michigan Supreme Court:
"Weapons are not permitted in any courtroom, office, or other space used for official court business or by judicial employees unless the chief judge or other person designated by the chief judge has given prior approval consistent with the court's written policy."
I did not read anything about a financial institution
MSP - Pistol Free Areas
Pistol Free Areas
Individuals licensed to carry a concealed pistol by Michigan or another state are prohibited from carrying a concealed pistol on the following premises:
Schools or school property but may carry while in a vehicle on school property while dropping off or picking up if a parent or legal guardian
Public or private day care center, public or private child caring agency, or public or private child placing agency.
Sports arena or stadium
A tavern where the primary source of income is the sale of alcoholic liquor by the glass consumed on the premises
Any property or facility owned or operated by a church, synagogue, mosque, temple, or other place of worship, unless the presiding official allows concealed weapons
An entertainment facility that the individual knows or should know has a seating capacity of 2,500 or more
A hospital
A dormitory or classroom of a community college, college, or university
A Casino
"Premises" does not include the parking areas of the places listed above.
A pistol is subject to immediate seizure if the CPL holder is carrying a pistol in a "pistol free" area. The pistol is only subject to seizure if the holder is carrying it concealed. The following penalties may also be imposed:
First offense: State Civil Infraction, $500 fine, CPL permit suspended 6 months
Second offense: 90-day misdemeanor, $1000 fine, CPL permit revoked
Third and subsequent offenses: 4-year felony, $5000 fine, CPL permit revoked
Furthermore, effective March 29, 2001, per Administrative Order 2001-1 of the Michigan Supreme Court:
"Weapons are not permitted in any courtroom, office, or other space used for official court business or by judicial employees unless the chief judge or other person designated by the chief judge has given prior approval consistent with the court's written policy."
I did not read anything about a financial institution
Golden Eagle
New member
Let me try to simplify this. Michigan has two laws.
When you open carry your registered pistol and you do NOT have a carry license you can NOT carry in these places:
Michigan Legislature - Section 750.234d (No bank carry, open or concealed.):no:
If you have a concealed pistol license you can NOT conceal in these places:
Michigan Legislature - Section 28.425o (Carry however you want in a bank.)
I'm in Michigan, have a CPL and open carry in my bank weekly. No problems.:biggrin:
When you open carry your registered pistol and you do NOT have a carry license you can NOT carry in these places:
Michigan Legislature - Section 750.234d (No bank carry, open or concealed.):no:
If you have a concealed pistol license you can NOT conceal in these places:
Michigan Legislature - Section 28.425o (Carry however you want in a bank.)
I'm in Michigan, have a CPL and open carry in my bank weekly. No problems.:biggrin:
theonlysharpshooter1
New member
Open carry gun in the bank is not a good ideal even some States laws allow those individual to carry..in my opinion, it will cause more confusion to law enforcement officers, civilians as well as those individual criminals when they see you have a gun....
Myself will never bring a loaded gun to any restricted area include bank, school area, or post office.... there is a website I highly recommended " Handgunlaw.us it tells you all the regulations to have conceal/open carry within fifty states....
Personally, I prefer conceal carry.
I open carry everytime I visit my local credit union. Never been a problem, either in the teller line or in the customer service representatives' offices.
