Kel-tecs are great
I daily carry either my P-32 or my PF-9. Both fit in the front pockets of jeans inside a DeSantis Nemesis. The 32 fits rear jeans pockets. I have the clip on my P-32 but never use it, but at least it isn't in the way. The Pf-9 is also a nice IWB gun. I use a Stellar rigs vertical kydex. Comfortable and easy to put on.
According to Kel-tec legend, the P-32 is very, very dependable, but with one minor flaw. It is susceptible to rim lock if you carry a mag of hps. I have never experienced this. I think you would need a partial mag and then drop the gun to jiggle the ammo enough for this to happen. The common solution is carry hp in the tube and on top of the stack. Make the rest fmj. There is also a minor modification for the magazine. I haven't bothered. I carry hydrashoks and they work fine.
As to my other Kel-tecs, I have a Plr-16 with the compact foreend to which I can attach a really nice folding fore grip I got for $20. I know, that is supposedly a no-no, but I'm not planning on using the damn thing to rob a bank. It is loud!
Also have a virgin sub2000(glock 9) which I had to buy, it's so neat.