You cannot carry a gun anywhere in California unless you have a concealed carry permit or it is locked in your car and being transported to a place you intend to use it. Is it just me or is the forum being invaded by trolls? I'm not paranoid...everybody is out to get me!
I do have a valid CCW for California. Figure, unless I can find a way to confirm HP ammo is not an issue (the idea of carrying in SF with or without a permit notwithstanding) I'll just load FMJ and hope that dealing with collateral issues is simply a preparedness thing, rather than a real event.