I have an XD.45 compact so can only share my experience with that gun. However every thing I have read makes me believe that my experience with the XD.45 would apply to an XD 9mm. Before I proceed regarding holsters
K&D Holster makes top quality premier holsters for all XD models. IMO you can not do better than a
K&D Holster for an XD or any gun. That said contrary to what I have read here most every reputable custom holster maker makes holsters for the XD. My XD.45 compact in an OWB
Eagle Defender
In an IWB
Dakota Defender
After handling it at a shop, reading every review I could lay my hands on and shooting a friends I took the leap and got my very first tupperware gun.
Since than my opinions about tupperware had done a complete 180. Being old I never ever thought I'd be shooting tupperware much less praising it but now I can not imagine a better EDC for me. The 10 round compact magazine holds more than a full size 1911. Plus one in the pipe and thirteen in the spare mag makes for twenty four out the door. A lot of 230 gr. Federal HST flower power for the BG. What continues to amaze me is this is a compact .45 and it is just a blast to shoot and I swear I am a better shot because of it.
Not once since I have had it have I left the range because I was beat up from shooting it. Now the XD isn't a beauty queen and you can get lots of prettier guns than an XD. There are even some that are more accurate. But there are none that are more reliable or better suited for EDC than an XD.45. I love my XD.45 compact.
IMO the XD.45 compact is the best Self Defense Every Day Carry gun there is. With well over 2,000 rounds through it without a single FTF. I know it is Rock Solid Reliable. Hits everything I point it at. Eats everything I feed it. Simple to clean & maintain. The grip and trigger safeties are natural and intuitive. No manual safety to confuse matters or cause a delay when nano seconds count, make it ideal for self defense. In a
K&D Holsters, my XD is infinitely concealable and a breeze to carry all day long. make it ideal for EDC.
Add
TruGlo fiber optic night sights and a
LaserLyte , maybe a
Springer Precision trigger job and carry it in a
K&D Holster you are be good to go for a walk across a Wally World parking lot or the next wave of Zombies. Add Springfield-Armory's life time warranty and Springfield-Armory's acclaimed customer service and you have the best EDC you can buy bar none IMO.
Here are some links to XD article if you have not seen them.
XD Torture test
SPRINGFIELD'S XD SUB-COMPACT GOES HIGH-CAP
SPRINGFIELD'S XD GOES THE DISTANCE
THE XD EXTREME DUTY SERVICE AUTO PISTOL
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SPRINGFIELD'S X-TREME DUTY POLYMER POWERHOUSE
The XD Goes ACP
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SPRINGFIELD'S XD GETS LITTLE
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SPRINGFIELD GOES POLYMER
SPRINGFIELD ARMORY XD SERIES
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A FAIR SHARE OF ABUSE