fire arms / insurance

[missoak]

Called State Farm to ask about my coverage on firearms. Was told there was $2500 limit. After I called them I decided to tally up and record all of my guns . ( Created a file on my PC for each gun and took a pic also.)
Discovered I have about $4500 total.
Called them back and they increased my coverage to $5000 for $25 per year.
I also have a hard copy file of all my receipts, purchase permits, etc. I keep this in a seperate area from my gun safe.
Hope I never have to worry about using this, but if a BG gets in here and takes my S_ _ _, I'll be covered.
Just wanted to let you know this for your own protection, it will be up to you to document and proove you have what you say you do.

 

[theicemanmpls]

Called State Farm to ask about my coverage on firearms. Was told there was $2500 limit. After I called them I decided to tally up and record all of my guns . ( Created a file on my PC for each gun and took a pic also.)
Discovered I have about $4500 total.
Called them back and they increased my coverage to $5000 for $25 per year.
I also have a hard copy file of all my receipts, purchase permits, etc. I keep this in a seperate area from my gun safe.
Hope I never have to worry about using this, but if a BG gets in here and takes my S_ _ _, I'll be covered.
Just wanted to let you know this for your own protection, it will be up to you to document and proove you have what you say you do.

The NRA offers good insurance though one of it's associates. This is in addition to the $1,000. insurance with your membership.
I personally have pictures, receipts, serial numbers etc, in the bank safe deposit. While the gunsafe is fire rated, I don't totally trust it.
IMO, I will not say how much my firearms are valued. Call me paranoid, but who knows who is reading this site, and what evil one can do with a little information.

 

[Boomer]

Iceman has it right.
I do exactly the same thing. My firearm insurance is through a independent underwriter for the actual value of each.

 

[oldvet53]

Called State Farm to ask about my coverage on firearms. Was told there was $2500 limit. After I called them I decided to tally up and record all of my guns . ( Created a file on my PC for each gun and took a pic also.)
Discovered I have about $4500 total.
Called them back and they increased my coverage to $5000 for $25 per year.
I also have a hard copy file of all my receipts, purchase permits, etc. I keep this in a seperate area from my gun safe.
Hope I never have to worry about using this, but if a BG gets in here and takes my S_ _ _, I'll be covered.
Just wanted to let you know this for your own protection, it will be up to you to document and proove you have what you say you do.

thanks for the good idea, i had state farm increase my guns to $5000.00 and the rest of my stuff,toolbox chest&rool away,2 tv's, dvr, couch, bed,washer&dryer, bed, dressers, clothes,ect. to $10,000.00 and it only made my payment go up $5.00 a month.leasantry:

 

[DarrellM5]

In addition to an awesome gun safe, I have my firearms covered by State Farm on a personal articles policy.