Credit Union Carry

R

rootbeer506

New member
Recently got my CCW and a handgun.

Opened a new account at a Credit Union today, and on the way out I read a "sign"/letters posted on their door.

One thing that stuck out was "No Firearms Permitted on Credit Union Property" which got me thinking. I know it's a federal law to not carry IN a bank, so I wasn't sure if that was still part of it, so I left my firearm in the car.

Reason I ask, is this is the same credit union that also has "No Hat or Sunglasses" "Fuel Efficient Vehicle Parking Only" and some other ******** rules.

I know the last 2 have absolutely no weight in regards to the law, so what about the firearms? Can they legally say it's not permitted on their property, meaning I would have to leave it in a car off property? Or is that just another thing that's no enforceable.
 
There is no federal law about carrying in a bank.

There may be state laws. Banks are free to set their own policies. But there is no federal law.

Check Indiana law to see if a corporation can block carry on their property, or just inside the building. If they put the sign on the building, and say property, they're setting you up, whether they mean to or not.
 
I thought there was some kinda federal law.

Anyway, by setting up, does that mean they are just bluffing, or there are legal actions that can be taken?

I'm just another gun carrying law abiding citizen. I don't want to break any laws here. Just want to be able to stop at the bank without going home first to drop off my weapon. (Which isn't going to happen, I'll switch banks)
 
As Bob says, no federal law about carrying in banks. (As well-documented in "Bowling for Columbine", one bank even ENCOURAGES its customers to open-carry, and had a gun giveaway drawing to pull in new customers.)

There might be state or local laws about it, though - check your state, county, and city laws.

In some states, private businesses are required to post a sign that meets certain requirements to count. In others, even posting a sign doesn't isn't sufficient to charge you with anything - they need to verbally order you to leave and then you need to disobey that to be charged with anything.

A few data points - at least here in liberal-with-some-gun-restrictions Portland, Oregon, I have yet to enter a bank that has a sign prohibiting firearms. That includes at least three branches of Key Bank, four branches of Chase bank, one branch of Banner Bank, and a few local credit unions.

Also, Portland Public Schools puts signs on all their schools saying "no guns on PPS property - including concealed handgun license holders." Yet the Multnomah County sheriff (the county Portland is in,) has outright stated that state law does not give them the authority to ban guns to CHL holders.

If other credit unions in your area do NOT have such a sign, and there are no laws covering it, you might want to switch credit unions, if gun rights mean enough to you to switch.
 
I carry regardless. Don't flaunt it and keep well concealed. Rather have it if necessary- hope it never is- than need it and not have because of some dumbass law/policy.
 
Just to be on the safe side, I asked the manager at the bank I go to if it were legal to carry in the bank. She told me she wasn't sure but she would check into it. She told me, it is against company policy to allow firearms or any weapon in the bank, but they will never ask me if I'm carrying. The bank manager has a CCP and so does her husband. I didn't know it, but apparently they are both gun-nuts.
 
There is no Federal nor Indiana law which prohibits carrying a firearm in a bank or credit union. In Indiana the "no guns" sign have no weight of law behind them, it is not illegal to carry a gun past them. If you are asked to leave by the owner of the property/agent of the owner and you do not, it is trespassing.

Just curious, where did you get the idea it was illegal to carry in a bank?
 
Most people think it's illegal to carry in a bank because they're covered by FDIC.
The FDIC is just insurance and does not mean they are a federal property.

As far as federal law goes it is not illegal to carry in a bank.
 
I don't know if it's me or that I'm imagining this but it seems lately that alot of the questions on here are questions that a CHL holder would know, should know. Here in Texas to obtain an CHL you have to have take a course that is at least 10 hours, of which only 2-3 hours are on the actual range. The remainder is all classroom and it is quite extensive covering the dos and don'ts, where I can go and where I can't. I agree it's alot to take in in that amount of time but when you consider what you're putting at risk by conciously deciding to carrying a lethal weapon, you'd think you'd want to know as much as you can! Just my two cents..
 
Generally people can't remember all the information that is given to them in a short time period.

Many people can't remember everything they learned in high school and they've been there longer then taking a 10 hour class.

I know I didn't remember all the information that I learned in my CCW class but I went over things multiple times until it stuck.
 
My credit union has "remove motorcycle helmets and sunglasses" and "no display of weapons" posted on the door. That's because they were robbed at least once by a man wearing a helmet and sunglasses who displayed a weapon :)

Now, what exactly would they do if someone DID? Probably ask you to remove the gear or not come in showing a weapon again. And probably call the police and have you removed or cited for trespassing if you insisted.

As others have said, it's not a federal law, so it's not the same as carrying in a post office or a courthouse, where you would likely be detained and fined.
 
Well, basically my cousin said something about it being prohibited in banks and federal buildings. (Mainly being government buildings, but somehow that got extended to banks)

Not knowing any better, and wanting to be within the law, I didn't ask any questions.

He's been known to talk out of his ass a few times, but I've got a bad habit of not questioning things unless I know for a fact it's incorrect.

Time do my own homework I suppose. Figure out what the actual law is here in Indiana. Sometimes I wish we actually had a class clarifying all of the rules and actually saying what the law means.
 
kjmill60 said:
I don't know if it's me or that I'm imagining this but it seems lately that alot of the questions on here are questions that a CHL holder would know, should know. Here in Texas to obtain an CHL you have to have take a course that is at least 10 hours, of which only 2-3 hours are on the actual range. The remainder is all classroom and it is quite extensive covering the dos and don'ts, where I can go and where I can't. I agree it's alot to take in in that amount of time but when you consider what you're putting at risk by conciously deciding to carrying a lethal weapon, you'd think you'd want to know as much as you can! Just my two cents..
Click to expand...

I'm new to all of this, only been carrying for a little less than a month. And at that, it's usually just at work where I deal with enough money to tempt a would be robber.

As for Indiana. As soon as you turn 18, you fill out a thing online - pay money, go to a digital fingerprint place - pay more money, lastly go to the courthouse - pay a little more money. Then magically 2 weeks later a little pink piece of paper shows up in the mail with your name on it.

I read a lot of laws, but as you know the laws can be confusing. And Effective July 11 of 2011 they changed the gun laws slightly, which makes it even more confusing. I'm not sure what set of laws I'm reading. I know it's prohibited on school property, unless your just driving through, I can have it OC or concealed. Federal buildings are prohibited. Outside of that, I simply air on the side of caution. If I don't know, it stays in the car.
 
My credit union only prohibits wearing motorcycle helmets inside their premises. It feels more comfortable when you know you can go to a place you need and want to go without gun restrictions.
 
rootbeer506 said:
I thought there was some kinda federal law.

Anyway, by setting up, does that mean they are just bluffing, or there are legal actions that can be taken?

I'm just another gun carrying law abiding citizen. I don't want to break any laws here. Just want to be able to stop at the bank without going home first to drop off my weapon. (Which isn't going to happen, I'll switch banks)
Click to expand...
Federal law prohibits carrying on Federal property, the majority of banks are privately owned and not restricted by federal law. Any business can prohibit firearms on their own property but cannot prohibit employees from keeping them in their vehicle. I am not completely clear on Indiana law here but if they can't prohibit their employees from having a gun in their car then how can they prohibit their customers. In any case where it's posted and you are asked to leave then it is tresspassing if you don't.
 
rootbeer506 said:
Time do my own homework I suppose. Figure out what the actual law is here in Indiana. Sometimes I wish we actually had a class clarifying all of the rules and actually saying what the law means.
Click to expand...

Here's a good place to start: http://www.handgunlaw.us/states/indiana.pdf

And I can't resist, this is too good to pass up:
rootbeer506 said:
Well, basically my cousin said something about it being prohibited in banks and federal buildings. (Mainly being government buildings, but somehow that got extended to banks)
Click to expand...

Is your cousin a LEO (Law Enforcement Officer), gun store employee or CCW instructor? :sarcastic:
 
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