Good for you carrying again, and you're paying attention to your neighborhood. You're lucky that you can take advantage of ordering holsters and gear from many different companies competing with each other. The quality is great, the price is reasonable, turnaround time is great, and you have lots reviews all thanks to the internets - yes, I did purposely misspell that.
I would encourage you to stay away from fanny packs, and tactical vests. Nobody really carries fanny packs since Don Johnson left Miami Vice, they're a dead give away if you're looking for concealment in my eyes. I also think tactical vests make you look obvious and more like duty gear, or like a fisherman to the untrained eye.
My body figure is quite different. I'm 5'11, have a 28" waist, and weigh 145lbs. In fact, my duty gear rubs my hips raw at the end of shift because they protrude more than usual. When I started carrying concealed, it was hard for me to conceal because of my physique. I must have ordered several different kinds of holsters, and spent close to four-hundred dollars on holsters. My concealed gun would look like a brick attached to my hip.
Think of your body as a clock, your eyes facing straight would be the twelve-o-clock position. I used a leather three-slot pancake holster, and would put my handgun at the four-o-clock position at a slanted position. Wearing a regular sized simple black t-shirt makes it disappear. Tucking in the undershirt, and wearing an regular polo shirt, or unbutton shirt makes it really difficult to see the printing of the handgun. That's what works best for me, but it may be apples and oranges.
I tend to stay away from inside-the-waistband holster because of re-holstering difficulties under stress, and the gun tends to pinch my skin when I draw or re-holster. I don't like tactical holsters because of the inability to have them adjust them. A simple three slot pancake leather holster that allows a cant works best for me. It also seems to work best for more than the majority of my students.
Price doesn't necessarily mean quality. There are more than a few holsters I've bought that were under $40 and they are some of the best holsters. I suggest that since Christmas is coming up, to wait for the discounts from various police equipment supply stores. I managed to purchase a holster that would go for $85+ for $30 out-the-door because it was an after Christmas sale, and I coupled it with some additional discounts. It is a favorite holster of mine.
The only unfortunate part about holsters is not that many stores carry a wide selection. The most common name brand ones I've seen is Galco, and most of the gun stores will allow you to try them on before you buy. I'm more willing to pay the store price if they allow me to try before I buy, than buy one online unless there is a great return policy.
I hope this helps.
